Repayment period
09/05/2021
Does a HELOC have to have a repayment period?
Jack Holzknecht is the CEO of Compliance Resource, LLC. He has been delivering the word on lending compliance for 39 years. In Jack's 34 years as a trainer over 125,000 bankers (and many examiners) have participated in his live seminars and webinars. Jack's career began in 1976 as a federal bank examiner. He later headed the product and education divisions of a regional consulting company. There he developed loan and deposit form systems and software. He also developed and presented training programs to bankers in 43 states. Jack has been an instructor at compliance schools presented by several state bankers associations. He developed and delivered compliance training for the FDIC and OTS for ten years. He is a Certified Regulatory Compliance Manager and a member of the National Speakers Association. He is also a "BOL Guru."
See all Upcoming and On-Demand training presented by Jack.
09/05/2021
Does a HELOC have to have a repayment period?
08/29/2021
What is the status of the CRA revisions?
08/29/2021
Our account agreement states that the balance to which the finance charge is applied is determined using the daily balance method. Our core system calculates the balance suing the average daily balance method. Which one is correct?
08/22/2021
We receive applications for our home equity lines of credit through our web site. Is it OK to mail the brochure and disclosure after receipt of the completed application?
08/22/2021
We receive applications for our home equity lines of credit through our web site. Is it OK to mail the brochure and disclosure after receipt of the completed application?
08/22/2021
We receive applications for our home equity lines of credit through our web site. Is it OK to mail the brochure and disclosure after receipt of the completed application?
08/15/2021
Do the Regulation Z rules for Home Equity Lines of Credit apply to lines of credit secured by a consumer’s beach house?
07/25/2021
What are the limits on telephone calls?
07/18/2021
When is a creditor required to send a validation notice?
07/11/2021
Are communications with the borrower by email or text allowed?