Bio:
Jerod is the leader of Banker's Compliance Consulting's seminar and training productions. His background includes over 16 years in the regulatory compliance field. He is an accomplished teacher and conducts various compliance seminars and webinars for Banker's Compliance Consulting. Jerod has also been a speaker for the American Bankers Association and BankersOnline; many state banking associations and schools, as well as, various webinars.
Jerod is a Certified Regulatory Compliance Manager (CRCM) and BankersOnline Guru.
See all Upcoming and On-Demand training presented by Jerod.
Areas of Expertise:
AML/BSA Independent Audits
Compliance Audits
Compliance Consulting
Compliance Review
Compliance Seminars
Fair Lending
HMDA Analysis
Lending
Lending & Operations Compliance Matrices
Risk Assessment
Compliance Training
Questions Answered
07/23/2017
For the property value disclosure on the Closing Disclosure, if, instead of obtaining an appraisal from a licensed/certified appraiser, the bank prepared a property evaluation internally, and relied on that value to make the credit decision, is the value disclosed as “Appraised Prop. Value” or “Estimated Prop. Value”?
07/16/2017
How should we disclose the owner’s title insurance premium?
07/16/2017
If a flood determination states that the property is not in a SFHA; however, the loan officer is aware that the area is flood prone, can the officer require the customer to get flood insurance?
07/16/2017
If we have an internal evaluation, would that be appraised property value or estimated property value?
07/16/2017
When using e-delivery of disclosure documents; should we ask for these items to be signed and returned or is delivery enough?
07/16/2017
Should the Loan Identifier on the Closing Disclosure be the same as the originally issued LE or the identifier from the revised LE?
07/09/2017
Should the Loan Identifier on the Closing Disclosure be the same as the originally issued LE or the identifier from the revised LE?
07/09/2017
Is a separate flood policy necessary for residential home and detached garage?
07/09/2017
When a loan is to refinance an existing loan and the homeowner’s insurance is already in place; does it still need to be disclosed on the CD and shown as paid by borrower outside of closing since it is required?
07/09/2017
Can we rely on a market value appraisal to determine “insurable value”?
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