CRA Officer Name Required in CRA Lobby Notice?
06/17/2018
Is the name of the CRA Officer required to be present within the CRA lobby notice?
06/17/2018
Is the name of the CRA Officer required to be present within the CRA lobby notice?
06/10/2018
Where can I get a standard 314(b) information request form to use when contacting other institutions for information?
06/10/2018
We are trying to set up mortgage application online. We are having debates on what disclosures we need and how to provide the disclosures. Is it something as simple as sending a PDF or does it require us to follow E-SIGN? If the mortgage is submitted online, do the disclosures need to be sent online?
05/27/2018
For 2017 loans that closed in 2018 and the fields that didn't exist in 2017 (credit score, age, etc.), are we reporting "NA" for these fields if we don't have the information for it, or if we do have the information are we given the option to report if we want to? Is there another option?
05/13/2018
Is there a requirement on how many places after the decimal point to use when quoting rates on a rate sheet or advertisement? Two or three places?
05/13/2018
Is there a requirement on how many places after the decimal point to use when quoting rates on a rate sheet or advertisement? Two or three places?
05/06/2018
The owner of a motel is going to construct a single-family home on the same property as the motel. This will be his primary residence. The collateral will be the motel and the house since both are on the same deed. Is this HMDA reportable?
04/29/2018
Is there a best practice of what documentation to use for determining the amount of content coverage required for flood insurance?
04/29/2018
Bank A issues a cashier's check for $25,000 payable to Smith Jones Construction. Bank B accepts the check for photo deposit into Mr. Jones' personal, private account indorsed with only his single signature. The cashier's check is never endorsed in the name of the payee company. Bank A then accepts the check from Bank B. Mr. Jones quickly withdraws the money from Bank B and misappropriates the funds. The business itself never gets paid. If it matters, this is in Ohio. What banking errors were made here and by whom? The business is asking for recourse.
04/22/2018
With the new expectations of the CDD Rule that goes into effect next month, are we required to identify authorized signers on business and organization accounts?