CRA Changes for Intermediate Small Banks
02/16/2020
Our bank is an Intermediate Small Bank under the current CRA rule, with an asset size of $750 million. Will we still be treated differently from large banks under the proposed rule?
You can reach Kathleen via email at kblanchard@keycomplianceservices.com,
02/16/2020
Our bank is an Intermediate Small Bank under the current CRA rule, with an asset size of $750 million. Will we still be treated differently from large banks under the proposed rule?
02/09/2020
Our bank has several assessment areas that include partial counties. The counties are large and the bank does not feel it can serve the entire county. Will we be able to continue with this practice under the proposed CRA rule?
12/01/2019
Because small and intermediate small banks are not required to report annually for CRA, how can they assess their performance against that of similarly sized bank?
11/24/2019
We are a small bank for CRA and do not collect gross annual revenue for some of our small business lending products. What is the best thing to do for CRA audits and exams to analyze our data?
11/17/2019
Are all transactions that are HMDA reportable counted toward the thresholds?
11/17/2019
Must every bank make small business or small farm loans?
11/10/2019
How are lines of credit that do not revolve treated; are they open-end or closed-end?
11/10/2019
Are loans to not for profits included in small business or small farm lending?
11/03/2019
What open-end lines are counted for the HELOC threshold?
11/03/2019
Should a bank review its loan data prior to an audit or examination or simply pull the data and provide it to the auditors or examiners?