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ACH return deadlines

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Question: 
How long do we have to return an unauthorized ACH debit entry?
Answer: 

Some ACH debits have to be returned the day after they post (a form of “midnight deadline”). For others, an extended return period of just over 60 days is available. Which deadline applies will depend on the transaction’s Entry Class and whether a consumer’s account was affected.

Learn more about John Burnett’s Unauthorized ACH Item claims webinar.

First published on 03/17/2024

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