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NMLS Number for HMDA Reporting

Answered by: 
Dan Persfull

Question: 
I have a question regarding HMDA reporting and I hoping you can help me out. So for the NMLSR ID we are reporting the NMLS ID of the loan officer who approved denied withdrawn/canceled the application. We have several loans that were withdrawn by the member prior to a loan officer making a decision and were reporting N/A. I think we should be reporting our own NMLS number for those applications. Could you please let me know what you think?
Answer: 

You would report the NMLS for the MLO assigned to the application.

(34) For a covered loan or application, the unique identifier assigned by the Nationwide Mortgage Licensing System and Registry for the mortgage loan originator, as defined in Regulation G, 12 CFR 1007.102, or Regulation H, 12 CFR 1008.23, as applicable.

First published on 02/16/2020

Filed under: 
Lending
Filed under lending as: 
HMDA
LAR

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