During January 2019 the Comptroller of the Currency, the Federal Reserve Board, the Federal Deposit Insurance Corporation, and the Farm Credit Administration (the Agencies) published a final rule implementing the private flood insurance rules, effect
Recorded on May 22, 2019
2019 Providing Accurate and Timely Adverse Action Notices
Both the Equal Credit Opportunity Act (ECOA) and the Fair Credit Reporting Act (FCRA) contain requirements for providing notice of action taken. This two-hour webinar reviews the requirements of both laws.
All Attendees will receive the following informative handouts:
(1) Top Collections Guidance – Evaluating Your Collections Process, Phone Scripts, & Sample Collection Letters (20 pages)
(2) List - Top Ten FDCPA/UDAAP Violations for First-Party
This webinar will illuminate what, exactly, those regulatory priorities are, and will help your bank understand, implement, and comply with the CFPB priorities, rules, and federal regulations.
The Uniform Residential Mortgage Loan Application (URMLA), also referred to as the 1003 Mortgage Application, is the industry standard form used by nearly all mortgage lenders in the United States.
2018 was expected to bring a slowdown in the volume of compliance changes. The Economic Growth, Regulatory Relief and Consumer Protection Act (EGRRCPA), which was advertised as reducing burden, will keep compliance personnel busy for months to come.
This webinar will focus on the key points that banks need to be aware of relating to ordering and reviewing appraisals or evaluations to ensure they are operating in compliance with Title XI of FIRREA and the Interagency Appraisal and Evaluation Guid
When the escrow rules were changed about seven years ago some banks wanted nothing to do with them and said they would stop offering certain products rather than manage escrow accounts.
Recorded on October 31, 2018
A Banker's Responsibility for Fair Credit Reporting Act Compliance
The Fair Credit Reporting Act (FCRA) has been around since the 1970s. The law was fairly straight forward for many years. The Fair and Accurate Credit Transaction Act (FACTA), which became law on December 4, 2003, revised the FCRA.