Follow 1026.13, Open-end billing error resolution.
(a) Definition of billing error. For purposes of this section, the term billing error means:
(1) A reflection on or with a periodic statement of an extension of credit that is not made to the consumer or to a person who has actual, implied, or apparent authority to use the consumer's credit card or open-end credit plan.
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My opinion only. Not legal advice.
Say you'll haunt me - Stone Sour