2023 was a busy year and 2024 is no exception.  Finalized Community Reinvestment Act regulations, the Regulation B Section 1071 rules to require data collection and reporting for small business loans, and the changes the CFPB wants to make to FCRA are few key ones to be aware of.   Redling cases are still on the rise!

This webinar covers developments within the last 12 months including, but not limited to:  

• Truth in Lending/Regulation Z

1. Semi-annual Daylight Savings Time adjustment;
2. Adjustments to annual thresholds;

• HMDA/Regulation C

1. Updated HMDA Guide;
2. Updated FIG Guide;
3. Common Errors

• Community Reinvestment Act

1. New Assessment areas;
2. Performance Standards
3. Community Development Categories

• ECOA/Regulation B

1. Special Purpose Credit programs;
2. Adverse Action based on credit models;
3. Final rule to require data collection and reporting for small business loans;

• Fair Housing Act

1. Redlining cases;
2. Property appraisals;

• Flood Insurance

1. Updated Questions and Answers;
2. Common Errors

• Attack on Bank Fees
• And much more.

WHY

This Webinar provides an update on numerous lending compliance topics in a single program; thereby saving the attendee time and their institution’s money.  The 300+ page manual serves as a handbook long after the program is completed. Upon completion of the program attendees will:

• Understand recent changes; and
• Development a plan to implement pending changes.

WHO

This program is designed for compliance officers, loan officers, legal counsel, auditors and others who are familiar with the basic requirements of the covered regulations.