Why do we have all of these program disclosures for ARM loans?
12/10/2017
We have multiple program disclosures for ARM loans, is there a reason we have to have more than one?
Kelly M. Owsley, CRCM is Director of Training Services for Compliance Resource, LLC. Kelly's career in banking began in 2000. Since then she has worked for financial institutions ranging in asset size from $250 million to $3 billion. Kelly has worked in numerous areas of the financial services industry including retail branch management, lending, product development and training. In addition, Kelly spent three years in a training and development role with CUNA Mutual Group servicing the largest credit union in the United States. Most recently, she served as the Vice President of Compliance, BSA Officer, and CRA Officer for a community bank in Kentucky where she was responsible for implementing and training all compliance related topics. Kelly holds a Bachelor of Science degree in Accounting from the University of Kentucky and is a Certified Regulatory Compliance Manager.
12/10/2017
We have multiple program disclosures for ARM loans, is there a reason we have to have more than one?
12/03/2017
am a new lender and am trying to understand what disclosures I have to give on an adjustable rate mortgage and when I have to give them?
11/26/2017
ARM’s have been around forever, why are they an issue now?
11/19/2017
What type of transactions are subject to the TILA ARM disclosure rules?
10/01/2017
What determines how our regulatory agency will define whether we are a small, intermediate small, or large bank for CRA purposes?
09/24/2017
What are the differences in performance standards between a “small” bank and an “intermediate small” bank?
09/17/2017
What type of rating system does a regulatory agency use to assign a CRA rating?
09/10/2017
Can the bank adjust an assessment area once it has been set?
08/27/2017
How are post-consummation inspection and handling fees disclosed for construction loans?
08/27/2017
How many Qualified Mortgage options exist today?