Most Popular Lending Content
Email Subj: Can business accounts pay a higher overdraft fee than consumer accounts?
04/28/2024
We have significantly reduced our overdraft fee pricing for consumer checking accounts. However, we have left the business account pricing alone. This is OK, right, since the focus of unfair overdraft fees has been on consumer protection?
2024 is going to be a big year for lending updates. Do you know what they are?
04/28/2024
Is your FI ready for all the regulatory changes and updates facing you institution in 2024.
Flood - Are fixtures, contents?
04/28/2024
On our commercial loan agreements, we are using fixtures as collateral in a blanket security statement. Does this mean we need contents coverage on the flood policy? I read somewhere that Fixtures = Contents.
UDAAP penalties are costly
04/28/2024
How much "teeth" does UDAAP really have to penalize a bank?
We sent a new disclosure to inform a consumer of an inadvertent APR error. Is this OK?
04/28/2024
If we find a loan’s APR is outside of tolerance, can’t we just send a new disclosure showing the correct APR to fix this inadvertent error?