Counterfeit Official Checks of Ruby Valley National Bank

The above-named bank has reported that counterfeit official checks using a correct routing number of 092005411 are being presented for payment nationwide in connection with a research evaluation scam.


The counterfeit checks do not resemble the bank’s authentic checks; the counterfeit items may be identified by the following traits:

• The check does not contain any borders and has a padlock icon in the bottom-right corner.
• The words "Official Check" are located in the top-center portion of the check.
• The words "PAYABLE THROUGH FIRST INTERSTATE BANK, BILLING, MT" appear in the bottom-left corner of the check.
• Checks contain an authorized signature of "W Charleston."

Counterfeit checks presented to date have been made payable in the amount of $2,260 and contain a remitter name of Charles Maine.


Correspondence related to the scam contains the letterhead of “FLM Research Co., 2029 Century Park E #1120, Los Angeles, CA 90036, (413) 471-9361, [www.flmresearch.com], [cm@flmresearch.com].”


The correspondence instructs the recipient to e-mail Charles Maine at the e-mail address noted above for further instruction regarding the evaluation assignment.