HMDA - Getting it Right in 2025
04/01/2025Have you been looking for the 2025 HMDA Getting It Right! Guide on the FFIEC website? We couldn't find it either.
Lending Tools
TRID Date Calendar
12/23/2024Confused by the TRID date rules? Based on the application date, when is the Loan Estimate required to be delivered, when is it considered received, how do Changed Circumstances change things, when are Closing Disclosures required and when can you close the loan?
Reg Z Rescission Calendar Calculator
12/20/2024This Excel spreadsheet is used to calculate rescission days for loans.
Reg O in a Box
05/04/2018Pam Zbylut put Reg O in a box! By making the box fairly devoid of "regulatory gobbletygook", Pam reports it works well for the loan officers.
Gathering Demographic Info under HMDA
05/04/2018Heather Carlson created a training tool for the 2018 HMDA data collection.
Loan Management Study
09/25/2017From AccuSystems, this is a free whitepaper coming from a study of 82 community banks. 76% consider their loan management at least “moderately efficient." Explore some best practices for streamlining your operations.
Exception Spreadsheet
05/17/2017From Alogent, this is a free spreadsheet to track exceptions. It includes the basic logic from its exception management software made simple.
CDD Starter Checklist
05/15/2017Have you begun change management procedures on the new Customer Due Diligence and Beneficial Ownership rules?
SCRA-MLA Quick Reference Guide
09/14/2016A chart in tabular format that compares and contrasts the Servicemembers Civil Relief Act and the Military Lending Act.
Minimum Flood Coverage Calculator
05/06/2016With the input of the loan balance, property value and type of property the spreadsheet calculates the minimum flood coverage required.
FCRA - Credit Report Direct Dispute
03/01/2013Forms to assist you in receiving and resolving FCRA direct disputes.
Banking for Servicemembers
03/01/2013A procedure and letter templates for handling SCRA requests.
Ability to Repay - Reg Z
02/15/2013This is an easier to understand version of the ATR requirements.
Reg Z - High Priced Mortgage Loan Checklist
05/12/2012High Priced Mortgage Loan Checklist and Worksheet.
Fair Lending Worksheet - Second Review
05/01/2012This Second Review sheet is a guide to document that all considerations were given to the applicant(s) prior to denial.
Changed Circumstance Documentation
10/21/2011Documents an audit trail for changed circumstances when you reissue Good Faith Estimates.
APR Quotation Tables
07/15/2011Excel tables that can be customized so that correct APR disclosures can be made to customers, as required by Reg Z.
SAFE Act Questionnaire
02/01/2011There is a two-prong test to determine if an employee is an MLO under the SAFE Act. This tool allows a self-test.
SAFE Act Training
02/01/2011A 20 slide PowerPoint presentation suitable for training management and Mortgage Loan Officers on the basics of the SAFE Act.
Servicemembers Civil Relief Act Notice
01/15/2011UPDATED 05/04/2022 - HUD Notice required for SCRA borrowers. This BOL version allows your required edits (see the red colored text to change and remove).
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Sponsored by: Alogent
Alogent recently created a free spreadsheet that helps bankers calculate the cost of their current loan management workflows.
Modern Payments Infrastructure: 1 Platform, 1 API, All Channels
Is it time for a solution refresh? Legacy processes can’t always keep up. Ask yourself these questions to assess your payments modernization goals and explore the benefits of a single platform for all Day 1 and Day 2 processing.
