Unauthorized Banking: FNB

The Office of the Comptroller of the Currency (OCC) has been informed that an entity using the name “FNB” is misrepresenting itself as a national bank. While the entity may represent that they are affiliated with a legitimate financial institution, they are not. The fictitious entity has been robocalling and robotexting consumers to obtain information to likely perpetrate identity theft. FNB has purported to be a financial institution offering consumer banking services; however, this entity is not a licensed or chartered bank.

Consumers have reported receipt of one of the following messages:

Text: “This message is to inform you that your loan application of 6000 has been approved by FNB Please call 5183365672 from 10am to 7pm EST Reply STOP to be removed”
Voice: “Greetings from FNB. Your loan application of $6,000 has been approved and is ready to be deposited in your bank account on file. For verification, please give us a call at 518-336-5677. I repeat 518-336-5677.”
It is likely that these individuals are using various telephone numbers in addition to those listed above. Consumers should consider any messages received by this entity to be fictitious and should not respond.