Counterfeit cashier's checks drawn on Applied Card Bank (formerly known as Cross Country Bank), Wilmington, Delaware, are reportedly in circulation

Applied Card Bank (formerly known as Cross Country Bank), Wilmington, Delaware, contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 031100966, which is assigned to Applied Card Bank, formerly known as Cross Country Bank. However, the counterfeit items are markedly dissimilar to authentic checks. Authentic checks have a logo with the bank's name written across it in the top-left portion of the check. The counterfeit items contain the bank's name, city, state and telephone number in the top-center portion of the check. Authentic checks do not display a telephone number. A copy of a counterfeit item and an authentic check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Larry J. Regan
Assistant Vice President
Applied Card Bank
800 Delaware Avenue
Wilmington, DE 19801
Telephone: (302) 326-4200
Fax: (302) 467-4985
Larry_Regan@Appliedcardbank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Christopher J. SpothActing Director
Division of Supervision and Consumer Protection