Counterfeit Cashier's Checks and Fictitious Business Checks of First Bank & Trust, NA, Canton, SD

Subject: Counterfeit Cashier's Checks Fictitious Business ChecksDescription: First Bank & Trust, N.A. Date: May 10, 2006TO: Chief Executive Officers of All National Banks; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Director, Office of Thrift Supervision; Conference of State Bank Supervisors; Deputy Comptrollers (districts); Assistant Deputy Comptrollers; District Counsel; and All Examining PersonnelRE: Counterfeit Cashier's Checks and Fictitious Business Checks of First Bank & Trust, N.A., Canton, SDThe above-named bank has reported that one group of counterfeit checks and one group of fictitious business checks issued in the bank's name, using a correct routingnumber of 091400606 and a correct account number are being presented nationwide for payment. The group of counterfeit checks is being issued as cashier's checks.These checks may be presented for payment in the amount of $4,820.00. The counterfeit items are very similar to the authentic items. The primary difference in appearance is that the authentic items include a remitterline, and the dollar amount portion of the instrument isenclosed in a box.The group of fictitious checks would appear to be drawn on a business account; however, these instruments are actually drawn on the bank's official account. These checks include an account title of "PRECISION INCORPORATED, 47261 280th Street, Worthing, SD 57077"in the upper-left portion of the instrument. All of thefictitious items presented to date have been printed in the amount of $5,690.64 with a memo of "Columbia CreditUnion." These checks are being issued in connection witha lottery scam. The letters that accompany the checks bear the letterhead of "Big Game Mega Millions American International Lottery Corporation, 2240 W. Sahara Avenue,Suite 300, Las Vegas, NV 89108." The letter informs thepotential victim that they have won the jackpot. The contact information provided within the document includesthe names of Bob Kampbridge and Susan Smith, who can be reached at 1-888-201-8802. In addition, the letter also references the following Web sites: [www.AmericanInternationalLotteryCorporation.com] and [www.USAMega.com].For additional information and guidance or to verify theauthenticity of First Bank & Trust, NA's Cashier's Checks, please contact Paula Wagner, Vice President, Corporate Risk Management, First Bank & Trust, 133 S. Main Avenue, Sioux Falls, SD 57104, by telephone at (605) 696-2200 or via e-mail at [pwagner@bankeasy.com]. Additional information concerning this matter that you believe should be brought to the attention of the OCC may be forwarded to: E-mail: occalertresponses@occ.treas.gov Mail: Office of the Comptroller of the CurrencySpecial Supervision Division, MS 6-4250 E Street, SW, Washington, DC 20219 Fax: (202) 874-5214 Internet: http://www.occ.treas.govFor additional information regarding other types of financial fraud, please visit the OCC's anti-fraud resource at: http://www.occ.treas.gov/fraudresources.htm.Daniel P. StipanoDeputy Chief Counsel