Counterfeit cashier's checks bearing the name Peoples Bank & Trust Company, Manchester, Tennessee, are reportedly in circulation

Peoples Bank & Trust Company, Manchester, Tennessee, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 064102384, which is assigned Peoples Bank & Trust Company, but are dissimilar to authentic cashier's checks. The counterfeit items display a security feature statement embedded within a darkened top border and along the bottom border between two padlocks. The words "CASHIER'S CHECK" are shown in a darkened box in the top-center area. The check date, number and amount appear on the right side in a box.

Authentic checks have ornate borders and display a "REMITTER" line above the payee line. The words "CASHIER'S CHECK" appear in a white box with arrows on either side of the box. A line for the "DATE" appears on the right side of the checks. A line for the written amount is displayed with a padlock security icon following the word "DOLLARS."

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Vicky L. Inzer
Senior Vice President and Cashier
Peoples Bank & Trust Company
P.O. Box 1049
Manchester, Tennessee 37349
Telephone: (931) 728-3381
Fax: (931) 728-3255
Email: vinzer@bankwithpeoples.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-3054, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2009/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Sandra L. ThompsonDirector
Division of Supervision and Consumer Protection