BOL Salutes 2003

2003 was one crazy year!
It?s time to reflect as 2004 draws near.

Remember that Orange Terror alert?
Some still have duct tape stuck to their shirt.

Customers who really should have known better
Fell prey to a poorly written Nigerian letter.

Stupid bank robbers wrote notes on their checks.
Hats and sunglasses were favorite garb of suspects.

Some bankers feared they?d be in a terrible lurch
Likening CIP to a full body cavity search.

To meet the deadline for CIP
Banks went on a little spending spree.

Yes, CIP filled bankers with dread
But at least they now know if an applicant is dead.

Financial Institutions were just blown away
By the OFAC list changing nearly every day.

And what about that NCCT list?
That was one many bankers had missed.

The risk was great for a flood CMP
-- and at 350 a pop, it?s far from free.

The 20 dollar bill got a new design
To protect banks and the public from criminal swine.

HMDA, Reg Z & Reg B all changed
Leaving loan officers feeling slightly deranged.

Tales were told of a Pica-eating Teller
Other than that, her performance was stellar.

There?s a big emphasis now on BSA,
But some banks demonstrated compliance the wrong way.

Assimilating a 314(a) search request
Was a task most bankers came to detest.

Formality of banking attire continued to erode
In banks adopting a casual code.

Dealing with SPeRS, UETA and ESIGN
Caused many e-bankers to squeal and whine.

Worries such as RESPA and Weblinking
Totally taxed compliance thinking.

Thank goodness for the BOL Bankers' Threads --
Friday Frivolity kept us from losing our heads.

The BOL Watercooler and the BOL Couch
Let us get it all out and not feel like a grouch.

And Andy Z, the poster supreme,
Became a full-time member of the BOL team

Some posters were mean and far less than perfection,
Mary Beth banned them for your protection.

Go away, go away, go away and stay,
A code for these people, we'll call them all Ray.

Postings inched up toward 150,000.
Things keep growing in BOL Land!

And, just when we all thought we were done?!
It?s time to get ready for Check 21!!!

Click here to view a holiday greeting from Bankers Online.com.