Effective date of FEMA amendments to Flood Insurance regs

FEMA has published a final rule [85 FR 43946] amending its regulations at 44 CFR parts 59 (General Provisions), 61 (Insurance Coverage and Rates) and 62 (Sale of Insurance and Adjustment of Claims), to codify certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and the Homeowner Flood Insurance Affordability Act of 2014, and to clarify certain existing NFIP rules relating to NFIP operations and the Standard Flood Insurance Policy.

This final rule was preceded by a notice of proposed rulemaking on July 16, 2018 (83 FR 32956). The final rule will become effective October 1, 2021.