Comments due on FDIC proposal to amend real estate lending standards

The FDIC has proposed a rule to amend the Interagency Guidelines for Real Estate Lending Policies to conform the method for calculating the ratio of loans in excess of the supervisory loan-to-value (LTV) limits with the capital framework established in the community bank leverage ratio (CBLR) rule. The proposed amendment would provide a consistent approach for calculating the ratio of loans in excess of the supervisory LTV limits at all FDIC-supervised institutions.

Comments on the proposed rule will be accepted for 30 days after publication in the Federal Register.

• FDIC FIL-41-2021
• Notice of proposed rulemaking
• Publication and comment period update: Published at 846 FR 33570 on 6/25/2021, with a comment period ending 7/26/2021.