And do they instinctively slow down?

Just a pretty interesting character:

http://jalopnik.com/this-110-year-old-world-war-ii-veteran-still-drives-his-1792054445

I'm HMDA wasted right now.

Me to wife:

Honey, can we have a preapproval for dinner tonight? It's been a real tough day and I just want a multifamily dwelling along with my bourbon and owner occupied denial. Maybe just chill in the recliner with a notice of incomplete application and watch some application date. On second thought, lets just do HOEPA status for dinner.

Oh, so true!

I'm starting to doubt the dumb things like some of the Q edits. Am I doing something wrong to warrant FFIEC questioning the quality of my choices? gad....

Why does the edit report only take 7 pages from the FFIEC software, but 35 coming from frb?

These pretzels are making me thirsty.

ahk - I giggled out loud at that one! Thanks - I needed that.

I want to know why there are so many Q edits for income NA when race/ethnicity/sex is ALSO NA...Shouldn't they just KNOW it's a loan to an Entity?

I just "vented" this same thing to my coworker last week.

It seems to be such an easy fix to eliminate all of these Q edits on my edit report.

Y'all HMDA whiners are bringing the rest of us down.



::runs and hides::

I've received unofficial suggestions that I might cut back on cursing at the computer.

It's an annual event for me.

::passes out torches and pitchforks::

Yes yes they should but they make no sense so they don't.

Did anyone else read "Disclosing MMA restrictions...." and think of mixed martial arts?

No

^^^^^^ thought it had something to do with Mazda

Mazda Motors Autobody?

If you like old Hot Rods, jukeboxes, poodle skirts and Elvis memorabilia, this video is worth a few minutes:

https://www.youtube.com/watch?v=U9XFqL-3KfU

And ladies, unfair as it is, studies have shown that women are more likely to blackout than men, because their brains recover more slowly from cognitive impairment and they process alcohol at a slower pace, meaning more enters their bloodstream.

There's a thread elsewhere titled "Convenience store with Large cash trans - SAR "

Every time I scroll past, my brain turns it into "Convenience store with Large trash cans"

Like...why is that SAR worthy? Someone think there are dead bodies in there or something?

MB Guy:
Interesting video, what a fortune in all of those cars and memorabilia, not so sure about the "ladies" that keep him company.

Soccer, could not agree more when I first watched the video, but as it went it on, it just seems like he has a great sense of humor. I definitely get your point though, lol.

Coming in to work sick always makes me wonder if my co-workers would rather I had stayed home.
Yet they all come into work sick, which is why I am sick now.

We almost have a culture of shaming people who come in sick. It has been somewhat effective in reducing the number of individual sick days at the office.