Answer:
ATM's do not need a FDIC sign. If the ATM receives deposits, you'll need a Expedited Funds Availability sign, but this could be on the screen or on the deposit envelopes [see Section 229.18(b)].
Additionally, Section 205.16 of Reg E requires that ATM operators that impose an ATM surcharge to:
- Post a notice on the machine that a surcharge may be imposed, and
- Inform the consumer, either through on-screen message or paper receipt, of the amount of the surcharge before the consumer is committed to completing the transaction (Opt-out).
Guru Andy Zavoina has designed a Signage Workpaper. You can find it here at his web site.
First published on BankersOnline.com 7/21/03