Answer:
The only way to avoid fee-related disclosure problems is to stop making loans to consumers, and that is not easy or practical. To avoid fee-related problems you should double-check all existing fees to assure proper set up in your loan origination software (LOS). Limit the ability to add or change fees in your LOS to the smallest possible number. When adding any new fees to the LOS double-check the fee to assure proper set-up.
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Loan Fee Disclosures