Can You Opt In AND OUT of the New Capital Rules Framework?

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Question:

If my bank qualifies for, and opts into, the Community Bank Leverage Ratio (CBLR) Framework for our March 31, 2020, Call Report, can we opt OUT of the Framework at a later date?

Answer:

Yes. A qualifying community banking organization may opt into and out of the community bank leverage ratio framework by completing the associated reporting requirements on its Call Report. To learn more, attend this webinar!
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Learn more about Carly Souther’s webinar New Regulatory Capital Rules for Community Banks