Check Payable to Susie Q dba ABC Flowers?

ABC Flowers is a fictitious entity, so it is the same as Susie Q. Some banks will have a policy that such checks must be deposited to ensure there is a paper trail in case the bank ever receives a subpoena from the IRS asking for records of any transactions involving Susie Q dba ABC Flowers. Good luck in locating any of these cashed checks if you don't make them be deposited into an account first.