Credit Card Use Claims

Unless the unauthorized transaction is otherwise covered under the issuer's rules, they have to notify you within 60 days of the statement transmittal.

1026.13(b) Billing error notice. A billing error notice is a written notice from a consumer that:

(1) Is received by a creditor at the address disclosed under §1026.7(a)(9) or (b)(9), as applicable, no later than 60 days after the creditor transmitted the first periodic statement that reflects the alleged billing error;