Answer:
Section F (prepaids) of the LE and CloD is only used to disclose sums that the lender actually will require/requires the borrower to pay at closing. If you don't require it, you don't disclose it.
Section F (prepaids) of the LE and CloD is only used to disclose sums that the lender actually will require/requires the borrower to pay at closing. If you don't require it, you don't disclose it.