Answer:
Your agreement itself should disclose all of the disclosures you will be making electronically, such as loan contracts, security agreements, deposit agreements, change in terms notices, etc., but those items do not have to be disclosed in promotion piece. There is no requirement that this in-depth list of what you will disclose is advertised, although it should be disclosed in your actual agreement so both parties understand what will be in bits and bytes in the future, and was on paper in the past.
First published on BankersOnline.com 12/14/09