Answer:
At some point, a hard work ethic isn't enough. When you're ready to compete for positions that demand advanced skills or professional credential, you'll want to tap into an educational record that matches your drive - a solid degree from a solid institution that delivered solid skills and knowledge. Plan ahead so that you've completed the degree before you really need it.
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Find out if you are ready; take the "Grad School Readiness quiz", presented by the UNC Master of Accounting Program.