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HMDA/HOEPA Apply w/ Title Lien on Vehicle

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Question:

I have a home improvement loan, which I am securing with a title lien on the vehicle. Do HMDA and HOEPA apply?

Answer:

Take a look at Regulation C's Section 203.2(g) and Regulation Z's Section 226.32(a).

First published on BankersOnline.com 5/30/11

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First published on 05/30/2011

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Home Improvement

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