Answer:
Mastercard Transaction Processing Rules (June 2023 edition) make it clear that you cannot require that a Mastercard cardholder visit an ATM.
4.14 Mastercard Manual Cash Disbursement Transactions
In the U.S. Region, the Rule on this subject is modified as follows:
Subject to compliance with the Standards, each Customer within the United States Region must provide cash disbursement services to all Cardholders at all of the Customer’s offices where teller services are provided.
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