Answer:
The credit score information is required by the FCRA. When a creditor has based its adverse action decision on reports from multiple consumer reporting agencies, the CFPB expects that the creditor would replace the general reference to "this consumer reporting agency" with a more specific reference to the name of the consumer reporting agency from which the creditor obtained the score being disclosed, to avoid ambiguity and consumer confusion. The specific vendor is the one that can respond to consumer inquiries about the score.
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2017 Providing Accurate and Timely Adverse Action Notices
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