Skip to content

Nacha's rule requiring ODFI to supply authorization documentation

Answered by: 

Question: 
How do we handle a situation where the ODFI does not provide a proof of authorization, but sends the contact information of the originator?
Answer: 

I recommend trying to contact the originator to ask for some evidence of author ization only because it’s another avenue to request it. But if you are unsuccessful, you could contact the ODFI and remind it that it has an obligation under the Nacha Rules to contact the Originator for that evidence, and to forward it to you. Ultimately, your bank could pursue a rules violation complaint against the ODFI.

First published on 08/04/2024

Filed under: 
Filed under operations as: 

Search Topics