Answer:
For applications received on or after 1/01/10. If the application is dated by the applicants on 12/28/09, but you don't receive it until 1/03/10 then the new rules will apply.
First published on BankersOnline.com 9/28/09
For applications received on or after 1/01/10. If the application is dated by the applicants on 12/28/09, but you don't receive it until 1/03/10 then the new rules will apply.
First published on BankersOnline.com 9/28/09