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Next-Day Availability for Checks (State)

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Question: 
In regards to Next-Day Availability for checks drawn by a state or a unit of general local government, it's not clear to me exactly what type of checks these are. Is a check, lets say, drawn out of "ABC Bank" for "Far Out County Delinquent Tax Account" (a local county) with an out-of-state P.O. Box address listed on the check considered a check drawn by a unit of general local government, therefore, Next-Day Availability applies?
Answer: 

Maybe or maybe not. It could be that a third party acts as a deputy tax collector for that county, and is likely a business that acts in that capacity, rather than an actual unit of county government. The out-of-state mailing address is a tip-off.

First published on 01/16/2022

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