Answer:
Yes! The Biden administration has already reversed the pandemic “exceptions” for investigating errors on open end credit and credit reporting. The CFPB indicated allowing more time to complete investigations was not a goal of consumer protections and those needing to follow those rules would not get a pass for efforts alone. That means other regulatory agencies must resume enforcement regardless of manpower shortages on the banks part or a retailer who couldn’t take time to reply to the bank on an investigation.
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