Answer:
The clerk is right. They have no liability and the credit card companies want the purchaser to have no hassles when using the CC.
How can you start a campaign? Good question. This isn't new. I believe the CC companies are in the driver's seat and unless someone comes up with a better product for the consumer. Unfortunately, your only defense for now is to not put the Visa or MC logos on your cards. Then you don't have to play by their rules. Acceptance though, would be another issue.
First published on BankersOnline.com 3/19/07