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Non-reporter and denied application

Answered by: 
Kathleen Blanchard

Question: 
Our financial institution is not a HMDA reporter but occasionally will deny an application and do not hand it off to an investor for review?
Answer: 

Nothing will be reported for HMDA on this application. The investor never saw the application to make a decision and your institution is not a HMDA reporter.

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Learn more about Kathleen Blanchard’s

HMDA –Secondary Market, Investor & Broker Loans – Who Reports webinar.

First published on 01/24/2021

Filed under: 
Lending
Filed under lending as: 
HMDA
Lending

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