Answer:
Peer-to-peer technology (sometimes referred to as "P2P" or "distributed computing") first came into the public focus with the rise of music sharing websites, such as Napster. Since then, the technology has caught the public's attention as a means of leveraging computing power and distributing information faster across computing environments. Technically, peer communication is accomplished through use of a common messaging format, such as XML. In the last year, several banks have been active in using peer-to-peer computing to compile transaction information, access product inventories, distribute market data and generally more efficiently use resources.
Steven A. Wood , Chief Economist and Director of Content.
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