Answer:
From the control perspective, this is a good idea. As a practical matter, however, it's next to impossible. Many reimbursable APR understatements are caused by misclassification of fees that should be treated as PFCs, but are not. Software can't classify a fee. Another recurring type of APR/FC problem begins with incorrect index values and payment schedules for discounted or premium ARMs. Software that can recalculate ARM payment schedules and then verify the downstream TIL disclosures will be very complex (expensive.)
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