Answer:
On January 29, 2009, the Federal Reserve Board published final regulations amending section 230.11, Appendix B and Supplement I to Regulation DD effective January 1, 2010. These amendments, which you can find here require all banks to provide additional periodic statement disclosures of overdraft fees and fees for returning items unpaid and restrict banks' ability to provide "padded" balance amounts in response to balance inquiries using automated systems such as ATMs, online banking and voice response units. Those are the only changes made during that period.
First published on BankersOnline.com 5/04/09
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