Reg for Preliminary TIL Disclosure

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Question:

Was there a requirement to provide preliminary Truth-in-Lending disclosures on owner occupied refinances prior to 8-1-09? If so, can you cite the reg so that I can reference it?

Answer:

There were none under Federal Law. Prior to the changes, 226.19(a) only applied to residential mortgage transactions (defined at 226.2(a)(24)) subject to RESPA.

First published on BankersOnline.com 10/11/10