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Reg Z Advertising Disclosure Rules For InBranch Posters

Answered by: 
Richard Insley | Guru Emeritus

Question: 
Do Reg Z advertising disclosure rules apply to advertisements placed in the office, such as a poster which can only be seen upon entering the facility? Is this considered indirect advertising to the consumer and does that affect the applicability of the rules?
Answer: 

The Commentary to Section 226.2(a)(2) elaborates on the definition of the term "advertisement" by including example 1.(i)(D): "Direct mail literature or other printed material on any exterior or interior sign." Much of the "heavy lifting" in Regulation Z is done in the definitions. Always start there when researching a question.

First published on BankersOnline.com 2/3/03

First published on 02/03/2003

Filed under: 
Compliance
Filed under compliance as: 
Advertising
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