Risk Areas that may be Overlooked

Question:

Any areas of risk we should be concerned about that we might be overlooking?

Answer:

Interestingly, Reg O (insider lending). For whatever reason,probably the current state of the economy, I'm getting more questions than Ihave in the last 20 years about restrictions on loans to insiders. In morethan one instance, the loans had already been made and the bank didn't realize it had a problem until after the fact.

First published on BankersOnline.com 3/18/09