Answer:
If you mailed the redisclosure on 4/2/10 you can close on 4/9/10; the ROR would expire three business days after the last to occur of that date, the loan's consummation date, the date material disclosures are delivered, or the date the ROR form is provided. The redisclosure waiting period and the ROR waiting period cannot run concurrently.
First published on BankersOnline.com 6/14/10