Answer:
The Fair Credit Reporting Act (FCRA) was a law passed in the 1970’s and was fairly straight forward for many years until the Fair and Accurate Credit Transaction Act (FACTA) became law in 2003 and revised the FCRA. In order to understand all provisions of the law today, you have to include research of both the FCRA, FACTA, the CFPB’s Regulation V, and the FRB’s Regulation V.
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Learn more about Jack Holzknecht and Kelly Owsley’s webinar
Fair Credit Reporting Act – Review and Update
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