Sending Check Images for Collection

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Question:

We received an endorsement forgery on an item dated in September of 2000. We truncate our checks. Can we still send an imaged copy of the check for collection to the depository bank and collect it after this much time?

Answer:

Most courts are saying imaged checks can be admitted as evidence therefore, you can send an imaged copy instead of an original in the case of an endorsement claim. The only thing you can't do is a handwriting test in order to do a truly correct comparison, the handwriting expert will usually insist on an original, not an image.

First published on BankersOnline.com 5/07/01