Is this structuring?

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Question:

Am I encouraging a customer to structure if I make them run cash as a deposit into their account ,and then debit their account for a cashiers check instead of letting them just purchase a cashiers check with cash? I like to have a paper trail and proof that the purchaser is a customer, that is why I run it through an account first.

Answer:

It is not structuring and is not an unusual process, as long as you realize this does not absolve you from your monetary instrument records keeping requirements.

https://www.fincen.gov/sites/default/files/guidance/monetaryinstrumentsa...