Answer:
When you can charge a late fee and how much on a specific type of loan is a State law issue.
TILA RESPA Integrated Disclosures: Late Fee Rule
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Question:
In training with our forms provider for the TILA RESPA Integrated Disclosures , it was mentioned that the late fee may not be applied until after 15 days. I have seen this nowhere else. Is there a reference so I can find this?
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