Answer:
See 3500.7. It's based on the application date, not the credit report date.
First published on BankersOnline.com 9/03/07
Timing of RESPA Disclosures
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Question:
Should a mortgage broker send out RESPA disclosures at the time of credit pull or the time of application? (Assuming the time of application is over 3 days from credit pull.)
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